15 best new bank account promotions and bonuses for July 2026: Earn up to $3,000
Queue bank promotions without direct deposit requirements! Get paid sooner Access your money up to 2 days sooner than payday with early paycheck. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $200 bonus. The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $350 bonus. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Available nationwide, Wells Fargo is offering a $400 welcome bonus when you open a new business checking account and maintain a minimum balance.
That includes what fees might be incurred and how long you might have to wait for the bonus to be paid. The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer.
- Get paid sooner Access your money up to 2 days sooner than payday with early paycheck.
- Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
- What’s more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $200 on top of this offer for a total of up to $500.
- Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.
- The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
- The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus.
Do I need to switch banks to be eligible for a checking account bonus?
New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses One bank might deposit the funds in your new checking account, while another might send you a prepaid debit card or credit card with the amount loaded onto it.
Best Bank Bonuses Without Direct Deposit Requirements – July 2026
If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions. We identified the 10 best checking accounts that are free to open and maintain.
You’ll need to be a brand new Bask Bank customer to take advantage, but this offer is otherwise available nationwide with the ability to open online. Available in Colorado and Arizona, Bank of Colorado is offering a $750 welcome bonus when you open a new business checking account and complete qualifying activities. KeyBank is back with their business checking bonus and is offering $500 to new business checking account customers after qualifying activities.
Chase Bank Private Client Checking Account: Up to $3,000 bonus
Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account leprezone casino and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. Most bank bonuses have a few qualifying requirements.
- Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.
- The IHG One Rewards Traveler Credit Card offer requires you to make purchases using the account’s card in order to earn the 80,000 bonus points.
- Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account.
- You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
- The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus.
- The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus.
If these qualifications are met, your bonus will be paid to your account within 120 days from account opening. However, in order to earn the bonus, you usually have to meet a few requirements. BONUS EARNED will be paid within 120 days from account opening One bonus per customer and only one bonus paid per account. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout. If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum.
Available nationwide, Baselane is a banking platform for landlords to help them manage rent collection, taxes, banking, insurance and more! While this isn’t available nationwide, it is open to a healthy list of states, and is no longer targeted to select customers. What’s more, you can maximize this promo by also opening a new personal checking account — stacking an extra $300 or $200 on top of this offer for a total of up to $500. Available nationwide with the ability to open online, J.P. To earn the highest amount in a given quarter, you’ll need to deposit and maintain at least $200,000! Available nationwide, Raisin is offering up to a whopping $1,200 welcome bonus for Summer 2026 when you open a new savings account and deposit new funds.
The Citi® Double Cash Card – 18 month BT offer offer requires you to make purchases using the account’s card in order to earn the $200 + 2% Cash Back. The The Platinum Card® from American Express offer requires you to make purchases using the account’s card in order to earn the 175,000 bonus points. The Fifth Third Preferred Cash/Back Card offer requires you to make purchases using the account’s card in order to earn the 2% Cash Back. The IHG One Rewards Traveler Credit Card offer requires you to make purchases using the account’s card in order to earn the 80,000 bonus points. The Capital One Quicksilver Cash Rewards Credit Card offer requires you to make purchases using the account’s card in order to earn the $200 bonus. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.